Individual Loan is a product mainly focused on small and medium enterprises which is offered to male and female entrepreneurs.
The key features of this loan are:
- Loan for existing business expansion only
 - It is disbursed individually.
 
Loan ceiling (1st loan)  | MMMK 3,500,000 – 10,000,000  | 
Follow-on loan  | Up to MMK 2,000,000  | 
loan processing fees  | Applicable  | 
No. of instalments  | 12  | 
Loan duration / period  | 1 Year  | 
Processing time for 1st loan  | 1 - 2 weeks  | 
Grace period  | 4 weeks  | 
Age limit  | 21 – 60  | 
Maximum loan limit  | MMMK 10,000,000  | 
Collateral requirement  | Not required  |